Stake limits are per market, not per account
The maximum you can stake is set by the market, not by your balance or your account tier. A main line in a major league will accept far more than a player prop in a minor one, and both numbers can change within a single evening as the operator's exposure moves.
A limit is a statement about how much the operator wants of one particular risk. Liquidity, how confident they are in the number, and how much they already hold on that side all feed into it — which is why the limit on a market tightens as kick-off approaches and information stops arriving, and why a market nobody prices confidently has a small one all day.
It does not mean a small limit is an insult. Limits are set by market long before they are set by customer, and the first time somebody meets one it is almost always the market's rather than theirs.
And that is the trap. Hitting a limit and re-entering a smaller stake at the same price several times is treated by some operators as an attempt to work around it, and is a faster route to an account review than the original bet would have been.
What to do with it. Read the maximum before deciding a stake, and if a market will not take the size you wanted, take the size it will or find the price elsewhere rather than splitting it up.
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