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Chicago Fire Defeats Charlotte FC 1-0 in MLS Clash

Saturday, September 26, 2026, 7:30 PM ET · Bank of America Stadium

Chicago Fire FC 1, Charlotte FC 0, final. Our MLS picks are sealed as a hash before kickoff and settled in public, losses included.

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Quick answers

Who won Chicago Fire FC vs Charlotte FC?

Chicago Fire FC beat Charlotte FC 1-0 at Bank of America Stadium on September 26, 2026.

Who was favored in Chicago Fire FC vs Charlotte FC?

Charlotte FC were the favorite at DraftKings, moneyline +115 (about 47% implied). The underdog won.

In a tightly contested match at Bank of America Stadium, Chicago Fire FC secured a narrow 1-0 victory over Charlotte FC. This result marks a continuation of Chicago's recent dominance in their head-to-head series, now leading 4-2 overall. The match, played on September 26, 2026, was significant as it showcased both teams' contrasting recent forms and their battle for playoff positioning in the MLS.

Charlotte FC entered the match with a solid record of 12 wins, 7 draws, and 8 losses, while Chicago Fire FC had a similar record of 12 wins, 6 draws, and 8 losses. However, Charlotte's recent form had been stronger, boasting a record of 6 wins, 1 draw, and 3 losses in their last ten matches, with an average of 2.1 goals scored and 1.2 goals allowed per game. Their last five matches included three wins, one draw, and one loss, with notable victories against Atlanta United FC (2-0) and D.C. United (2-1).

In contrast, Chicago Fire FC had struggled recently, recording only 3 wins, 3 draws, and 4 losses in their last ten outings. They averaged 1.6 goals scored but allowed 1.9 goals per match, reflecting their defensive vulnerabilities. Their last five matches resulted in two losses and three draws, with their most recent game ending in a 3-0 defeat against Nashville SC.

The match conditions at Bank of America Stadium were typical for a late September evening, with the weather likely playing a role in the players' performance. Charlotte FC's home record was strong, having won 2 out of their last 5 home matches, while Chicago's away performance had been less impressive, with only 1 win in their last 5 away games.

In terms of previous encounters, the two teams had faced each other three times in the 2025 and 2026 seasons, with Charlotte failing to secure a win, losing all three matches. The most recent meeting prior to this match was on August 2, 2026, where Charlotte lost 1-2 at Chicago.

Injury reports indicated no significant absences that would impact the match heavily, allowing both teams to field their strongest lineups. The betting market, as provided by DraftKings, had Charlotte FC as slight favorites with odds of +115, while Chicago Fire FC had odds of +185. The total goals line was set at 3.5, with the over at +110 and under at -135, indicating expectations of a potentially low-scoring affair.

As the match unfolded, viewers were treated to a tactical battle, with both teams looking to exploit their opponent's weaknesses. Charlotte aimed to leverage their home advantage and recent scoring form, while Chicago focused on solidifying their defense and capitalizing on counter-attacks. Ultimately, Chicago's ability to secure the lone goal proved decisive, allowing them to claim all three points and further their playoff ambitions.

What we said beforehand

Charlotte FC will welcome Chicago Fire FC to Bank of America Stadium on September 26, 2026, in a matchup that promises to be significant for both teams. The series history shows Chicago leading with three wins to Charlotte's two, which adds an intriguing layer to this contest as Charlotte seeks to even the score.

In terms of recent form, Charlotte FC has been performing well, with a record of 6 wins, 1 draw, and 3 losses over their last ten matches. Their last five results include three victories against Atlanta United FC (2-0), CF Montréal (2-1), and D.C. United (2-1), along with two draws against Houston Dynamo FC (0-0) and FC Cincinnati (3-3). They have averaged 2.1 goals scored and allowed 1.2 goals per game at home, demonstrating a strong offensive presence coupled with solid defense.

Conversely, Chicago Fire FC has struggled recently, recording 3 wins, 3 draws, and 4 losses in their last ten matches. Their last five outings include two draws against Seattle Sounders FC (2-2) and Toronto FC (4-4), a draw against Inter Miami CF (1-1), and two losses to New England Revolution (1-2) and Nashville SC (0-3). Chicago has averaged 1.6 goals scored but has allowed 1.9 goals per game, indicating defensive vulnerabilities that Charlotte may exploit.

When examining home and away performances, Charlotte FC has a home record of 2-0 in their last five games, while Chicago Fire FC has struggled on the road with a record of 1-2. This trend could play a crucial role in the upcoming match, as Charlotte looks to leverage their home-field advantage.

In their previous meetings, Charlotte FC has not fared well against Chicago Fire FC, losing all three encounters in the last two seasons. The most recent match occurred on August 2, 2026, where Charlotte lost 1-2 at Chicago. This history could add pressure on Charlotte to perform well in front of their home crowd.

In terms of key players, Charlotte's Pep Biel leads the team with 12 goals and 9 assists in 26 matches, making him a pivotal figure in their attacking strategy. For Chicago, Hugo Cuypers has been a standout with 13 goals in just 11 matches, while Philip Zinckernagel contributes significantly with 9 assists in 24 matches. Both players will be crucial for their respective teams in this match.

The betting market, as provided by DraftKings, lists Charlotte FC at +120 to win, with a spread of -0.5 and a total set at 3.5 goals. The over odds are at 105.0, while the under odds are at -135.0. Chicago Fire FC is listed at +180 for the moneyline, indicating that they are considered the underdogs in this matchup.

As for the conditions, the weather forecast for the day of the match is not provided, but typically, early autumn in Charlotte can bring mild temperatures, which could influence player performance and tactics on the field.

Viewers should watch for Charlotte FC's attacking prowess, particularly through Pep Biel, who has been instrumental in their recent successes. Additionally, how Chicago's defense responds to the pressure from Charlotte's offense will be crucial. The outcome of this match could hinge on whether Chicago can shore up their defensive weaknesses and capitalize on any opportunities that arise.

Odds

BookSpreadTotalMoneyline
DraftKingsCLT +115 3.5 o +110 / u -135 Chicago Fire FC +185 · Charlotte FC +115

What these prices pay on $100 · What these numbers mean

Leaders

  • Total ShotsAllan Saint-Maximin4Charlotte FC
  • Accurate PassesTim Ream48Charlotte FC
  • Defensive InterventionsWill Cleary11Charlotte FC
  • Total ShotsJonathan Bamba7Chicago Fire FC
  • Accurate PassesD'Avilla Dje Tah74Chicago Fire FC
  • Defensive InterventionsJack Elliott15Chicago Fire FC

Recent form

Charlotte FC

Last 10: 6-1-3Streak W12.1 scored · 1.2 allowed per game2-0 at home

  • W2-0vs Atlanta United FCAug 29
  • D0-0vs Houston Dynamo FCSep 5
  • W2-1vs CF MontréalSep 9
  • D3-3vs FC CincinnatiSep 12
  • W2-1vs D.C. UnitedSep 19

Chicago Fire FC

Last 10: 3-3-4Streak L21.6 scored · 1.9 allowed per game1-2 away

  • D2-2vs Seattle Sounders FCAug 29
  • D4-4vs Toronto FCSep 5
  • D1-1vs Inter Miami CFSep 9
  • L2-1vs New England RevolutionSep 13
  • L3-0vs Nashville SCSep 19

Standings

TeamGames playedLostPoint differentialPointsTiedWonRankOverall
Nashville SC263+3257617117-6-3
New England Revolution268+1246414214-4-8
Inter Miami CF264+15461012312-10-4
Charlotte FC278+943712412-7-8
Chicago Fire FC268+842612512-6-8
Philadelphia Union2710+1039611611-6-10
Orlando City SC2713-1634410710-4-13
Red Bull New York2611-14336989-6-11
New York City FC2710+5339898-9-10
FC Cincinnati269-93398108-9-9
D.C. United258-829116116-11-8
Toronto FC269-1029116126-11-9
Atlanta United FC2714-132767137-6-14
Columbus Crew2614-52657147-5-14
CF Montréal2715-202466156-6-15

Box score

StatCharlotte FCChicago Fire FC
Fouls committed1415
Yellow cards42
Red cards10
Offsides30
Won corners46
Saves82
Possession pct4159
Total shots1118
Shots on target28
Shot pct0.20.4
Penalty kick goals00
Penalty kick shots00
Accurate passes287464
Total passes347526
Pass pct0.80.9
Accurate crosses43
Total crosses1911
Cross pct0.20.3
Total long balls4652
Accurate long balls2328
Longball pct0.50.5
Blocked shots16
Effective tackles615
Total tackles918
Tackle pct0.70.8
Interceptions thrown86
Effective clearance1325
Total clearance1325

Venue

  • Bank of America StadiumCharlotte, North Carolina
  • OfficialsChris Penso

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Fixture data from the league feeds. The report was written from the recorded facts for this game and nothing else.