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NCAAF · Final

Louisville Cardinals Edge Toledo Rockets in Close Contest

Tuesday, December 23, 2025, 2:00 PM ET · Flagler Credit Union Stadium

Louisville Cardinals 27, Toledo Rockets 22, final. Our NCAAF picks are sealed as a hash before kickoff and settled in public, losses included.

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Quick answers

Who won Toledo Rockets vs Louisville Cardinals?

Louisville Cardinals beat Toledo Rockets 27-22 at Flagler Credit Union Stadium on December 23, 2025.

Who was favored in Toledo Rockets vs Louisville Cardinals?

Louisville Cardinals were the favorite at DraftKings, moneyline -470 (about 82% implied). The favorite won.

In a tightly contested game, the Louisville Cardinals secured a narrow victory over the Toledo Rockets, finishing with a final score of 27-22. This matchup was held at Flagler Credit Union Stadium on December 23, 2025, and showcased the competitive nature of both teams as they entered the game with solid records and recent performances.

The Cardinals came into this game with a home record of 9-4 and had been performing decently in their last ten outings, recording a 6-4 record. They were on a one-game winning streak, having recently triumphed over the Kentucky Wildcats with an impressive score of 41-0. Over their last five games, Louisville averaged 24.0 points scored while allowing 20.6 points, indicating a slight struggle on the defensive end but a capability to put points on the board.

Toledo, on the other hand, was riding a four-game winning streak, bringing an 8-5 record into the matchup. Their recent form was particularly strong, as they had won seven of their last ten games, averaging 31.8 points scored and allowing just 10.1 points. This impressive scoring average highlighted their offensive strength and defensive prowess, making them a formidable opponent.

At home, the Cardinals had a mixed record of 3-3, while their away record stood at a strong 3-1. Conversely, Toledo had been dominant at home with a perfect 5-0 record but struggled on the road, managing only a 2-3 record. This contrast in home and away performances added an intriguing layer to the matchup, with Louisville looking to capitalize on their home field advantage.

The two teams had not faced each other recently, which added a layer of unpredictability to the game. Each squad brought a unique style of play, with Louisville known for their explosive offense and Toledo demonstrating a balanced attack combined with a stout defense.

In terms of injuries, the block did not provide specific details, but any absence of key players could have influenced the dynamics of the game. Both teams would have been keen to field their best lineups to secure a victory in this important contest.

The betting market, as reported by DraftKings, had Louisville favored by 11.5 points, with a total set at 44.5. The home moneyline was priced at -470.0, while Toledo's moneyline was at 360.0. This indicated that the Cardinals were expected to win, but the close final score reflected the competitive nature of the game.

Conditions on game day were not detailed in the block, but the atmosphere in Flagler Credit Union Stadium was likely charged, with fans eager to support their teams in this pivotal matchup.

As the game unfolded, viewers would have noted Louisville's ability to score effectively, while also observing Toledo's strong defensive efforts that kept the score close. The final result, with Louisville edging out Toledo by just five points, showcased the resilience of both teams and the excitement that college football consistently brings.

Odds

BookSpreadTotalMoneyline
DraftKingsLOU -11.5 44.5 o -110 / u -110 Toledo Rockets +360 · Louisville Cardinals -470

What these prices pay on $100 · What these numbers mean

Leaders

  • Passing yardsMiller Moss16/24, 153 YDS, 2 TDLouisville Cardinals
  • Rushing yardsKeyjuan Brown15 CAR, 112 YDSLouisville Cardinals
  • Receiving yardsCaullin Lacy6 REC, 88 YDSLouisville Cardinals
  • Passing yardsKalieb Osborne17/28, 167 YDS, 1 TDToledo Rockets
  • Rushing yardsKalieb Osborne18 CAR, 77 YDSToledo Rockets
  • Receiving yardsJunior Vandeross III7 REC, 61 YDSToledo Rockets

Recent form

Louisville Cardinals

Last 10: 6-4Streak W128.3 scored · 22.2 allowed per game3-3 at home

  • W41-0vs Kentucky WildcatsNov 29
  • L6-38at SMU MustangsNov 22
  • L19-20vs Clemson TigersNov 15
  • L26-29vs California Golden BearsNov 9
  • W28-16at Virginia Tech HokiesNov 1
  • W38-24vs Boston College EaglesOct 25
  • W24-21at Miami HurricanesOct 17
  • L27-30vs Virginia CavaliersOct 4
  • W34-27at Pittsburgh PanthersSep 27
  • W40-17vs Bowling Green FalconsSep 20

Toledo Rockets

Last 10: 7-3Streak W431.8 scored · 10.1 allowed per game2-3 away

  • W21-3at Central Michigan ChippewasNov 29
  • W38-9vs Ball State CardinalsNov 22
  • W24-3at Miami (OH) RedHawksNov 13
  • W42-3vs Northern Illinois HuskiesNov 6
  • L7-28at Washington State CougarsOct 25
  • W45-10vs Kent State Golden FlashesOct 18
  • L23-28at Bowling Green FalconsOct 11
  • W45-3vs Akron ZipsSep 27
  • L13-14at Western Michigan BroncosSep 20
  • W60-0vs Morgan State BearsSep 13

Standings

TeamOverallIn conference
Eastern Michigan1-01-0
Akron0-00-0
Ball State0-00-0
Bowling Green0-00-0
Buffalo0-00-0
Central Michigan0-00-0
Kent State0-00-0
Massachusetts0-00-0
Miami (OH)0-00-0
Ohio0-00-0
Toledo0-00-0
Western Michigan0-00-0
Sacramento State0-10-1
Virginia1-01-0
Florida State1-00-0
North Carolina1-00-0
Stanford1-00-0
Boston College0-00-0
California0-00-0
Clemson0-00-0
Duke0-00-0
Georgia Tech0-00-0
Louisville0-00-0
Miami0-00-0
Pittsburgh0-00-0
SMU0-00-0
Syracuse0-00-0
Virginia Tech0-00-0
Wake Forest0-00-0
NC State0-10-1

Box score

StatToledo RocketsLouisville Cardinals
First downs2023
Third downs4-131-9
Fourth downs1-13-3
Total yards336333
Net passing yards167153
Completions17/2816/24
Yards per pass6.06.4
Rushing yards169180
Rushing attempts4036
Yards per rush4.25.0
Penalties14-1006-47
Turnovers11
Fumbles lost11
Interceptions thrown00
Time of possession31:4628:14

Win probability

Above the line favours Louisville Cardinals, below favours Toledo Rockets.

Venue

  • Flagler Credit Union StadiumBoca Raton, FL

Elsewhere

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Fixture data from the league feeds. The report was written from the recorded facts for this game and nothing else.